The Bay of Kotor (Boka Kotorska) is located in the northern part of Montenegro, close to the border with Croatia and open to the Adriatic Sea. While cruising through it, you will enjoy of breathtaking and majestic views of towering peaks and a rocky coastline dotted with pretty waterside towns. You can see divine medieval towns through your eyes as well as reflecting in the bay water. Peek through the town and find monasteries, citadels and extraordinary eateries. It is often called Europe’s most southernmost fjord for its stunning scenery, but it is more like a long, narrow inlet formed by a submerged river canyon. The four smaller gulfs - gulf of Herceg Novi, gulf of Tivat, gulf of Risan, and gulf of Kotor, and the connecting bays create a big butterfly shape that goes around the cost getting inland occasionally.